Turn more customer interest into confirmed orders.

Fast Finance, More Sales

Geared Finance helps equipment suppliers like you offer flexible finance options that make it easier for your business clients to say Yes.
Become a Partner
Request a Callback
Handshake in professional business setting

Why offer Finance?

Your customers want to preserve cash flow, access equipment fast, and manage repayments over time. With Geared Finance, you give them a smarter way to purchase — while you get paid in full, upfront.
No cost to your business
No cost to your business
Receive 100% of your invoice amount with no additional fees.
Fast approvals and quick payment
Fast approvals and quick payment
Most applications are approved and paid within 24 hours.
Flexible Finance Options
Flexible Finance Options
Choose between loan or rental solutions tailored to customer needs.
Custom Terms from 1 to 5 Years
Custom Terms from 1 to 5 Years
Enjoy competitive rates with manageable repayments.
Guaranteed Ownership
Guaranteed Ownership
Customers can own the asset from the start or at the end of the term.
Enhanced Customer Experience
Enhanced Customer Experience
Our support team ensures a seamless and professional process.

How it works

Customer Applies

Your customer completes a short online application.

We Assess & Approve

Once finance is approved and the agreement is signed, we will be ready to pay.

You Receive Full Payment

Funds are transferred into your account on the nominated day.

Sell more, with less Friction

Whether your business operates in-store or online, we make finance easy for both you and your customers.
Website Integration
Website Integration
We can provide finance quote tools for your website, allowing customers to estimate repayments and apply instantly — right from your product pages.
In-Store Tools
In-Store Tools
Present flexible finance options face-to-face, with simple and intuitive quoting tools your sales team can use effectively in real time.
Marketing Support
Marketing Support
Work with our team to co-create marketing collateral tailored to your brand — brochures, banners, website content and more.

Why you should choose Geared Finance?

Geared Finance has over 20 years of experience catering to the needs of businesses across Australia. No matter what industry you are in, we have finance solutions to ensure your vision becomes a reality
Business-only lending
Business-only lending
We specialise in commercial equipment finance.
Dedicated Account Manager
Dedicated Account Manager
One point of contact who understands your business.
Nationwide reach
Nationwide reach
We support equipment suppliers across Australia.
Decade of Trust
Decade of Trust
Longstanding experience and proven results.

Industries we support

We currently run successful finance programs for vendor partners across a range of industries, including:
VIEW ALL
Hospitality & Catering
Hospitality & Catering
Geared has specialised in providing some of the most innovative funding solutions for businesses in the hospitality industry including every type of outlet.
Manufacturing & Commercial
Manufacturing & Commercial
Manufacturing companies specialise in many different sectors, but they have one thing in common – they need to acquire or upgrade expensive machinery.
IT & Technology
IT & Technology
Technology leasing can help you keep current with technology, so you can drive business innovation while managing costs and not sacrificing cash flow.
Construction & Machinery
Construction & Machinery
Construction is a crucial part of the Australian economy. Geared can help you build for the future and ensure you are properly equipped with the earth moving machineries.
Medical & Healthcare
Medical & Healthcare
Accessing the latest medical facilities for your healthcare practice or hospital can often be a challenge. Geared Finance can help you in healthcare businesses.
Transport & Vehicles
Transport & Vehicles
Whether you are looking to lease or purchase a business or personal vehicle, we can find a quick and painless finance solution for you.

Frequently Asked Questions

How quickly will I see results?
Fast. Many partners begin seeing increased conversions within weeks. By giving customers the ability to say yes without upfront budget constraints, you’re removing one of the biggest barriers to purchase. Implementation speed can vary, but we’ll guide you through every step to ensure a smooth and effective rollout.
Is it easy to integrate your finance options with my current tools?
Yes — our solutions are built for seamless integration.
Whether in-store or online, we provide quoting tools your team can use in real-time and website calculators that let customers estimate repayments and apply instantly from your product pages. Our support team ensures everything is set up correctly and runs smoothly.
What kind of support will I receive?
You’ll have a dedicated account manager and access to our partner support portal. We’re here for ongoing guidance, quick answers, and hands-on help whenever you need it — before, during, and after setup.
Is this solution scalable for my business?
Absolutely. Whether you’re a small operation or expanding rapidly, our finance tools grow with you. You can offer flexible options to your customers without adding complexity to your sales process.

Don’t take our word for it! Hear it from our customers.

Sodexo
We have been working with Geared Finance for the past 4 years and always found their service attentive and prompt. Geared provides a high level of customer service and works with us to create bespoke solutions that suit our business. They are always professional, supportive, and ready to assist.
Sandra Giannakopoulos
Sandra Giannakopoulos
•
Sodexo
Sandra Giannakopoulos
•
Sodexo
Sandra Giannakopoulos
Otimo Coffee
Larnce
Larnce
•
Otimo Coffee
Larnce
•
Otimo Coffee
Larnce
Fabulous Catering
Geared Finance has supported our business in many ways. From equipment and solar to software and vehicles, they offer solutions across the board. With competitive rates and fast service, they provide advice and experience that help our business grow. We’re proud to be a loyal client of Geared Finance.
Adam Pope
Adam Pope
•
Fabulous Catering
Adam Pope
•
Fabulous Catering
Adam Pope
Alphington Grammar School
Geared Asset Finance has financed our school’s IT equipment over the years. As a school, we need flexibility and an understanding of financial cycles, which they provide. Their support and service are reliable, and we’ve always felt confident working with them. We highly recommend them to others.
Manuel Pappos
Manuel Pappos
•
Alphington Grammar School
Manuel Pappos
•
Alphington Grammar School
Manuel Pappos
Geelong Collision Care
The team at Geared Asset Finance has been phenomenal. They handle our business finances from start to finish and are always available to help. Their long-term support has made a real difference to us. We’ve trusted them for years, and we’re sure we’ll continue to work with them well into the future.
Mark Clarke
Mark Clarke
•
Geelong Collision Care
Mark Clarke
•
Geelong Collision Care
Mark Clarke
Stomping Ground Brewing Co.
I have been working with Geared Finance for over 10 years. During this time, they have helped us with our equipment finance needs and have been a pleasure to deal with. The team is responsive, fast, and easy to work with. They go above and beyond, even liaising with suppliers to streamline the process.
Guy Greenstone
Guy Greenstone
•
Stomping Ground Brewing Co.
Guy Greenstone
•
Stomping Ground Brewing Co.
Guy Greenstone