Frequently Asked Quesitons

Applying for finance with Geared Finance is quick and easy. You can:

- Call us at 1300 828 567, and one of our finance specialists will guide you through the process.
- Apply online by filling out our simple application form, and we’ll be in touch to discuss your options.

We’re here to make the process smooth and hassle-free, so reach out today!

We finance a wide range of business needs, including new and used equipment purchases, working capital loans, and cash flow solutions. Whether you’re looking to invest in equipment without depleting your capital, unlock cash from owned assets or invoices, or secure funding to expand your business, we offer flexible finance solutions tailored to your goals.

Approvals are typically obtained within 24 hours. For more complex transactions requiring additional information, the process may take up to 48 hours. Our team works efficiently to ensure a smooth and timely approval process, keeping you informed every step of the way.

Under a low-doc assessment (where tax returns and financial statements are not required), we can finance up to $250K. For larger amounts, we can typically fund whatever your business can afford based on its financial position. Our team works closely with you to tailor a finance solution that meets your needs—whether it’s a small purchase or a multi-million-dollar investment. Contact us to discuss your specific requirements.

For most applications, we only require our completed credit application form. However, for more complex transactions, additional documents may be needed, such as financial statements, bank statements, or proof of business activity. Our team will guide you through the process and let you know exactly what’s required for your specific application.