Personal Loans for whatever you need.

If you need funds to buy a car or a boat, renovate your home, go on holiday or you are simply catching up on overdue expenses – visit our partner site Geared Loans – our fast loans are guaranteed to always have the lowest rates we have available for your circumstances.

Vehicle Finance

Access up to $200k to buy a personal car, van, ute or motorbike – new or used.
Fast decision and funding possible on the same day
Flexible terms and repayment options
Low-rate loans for new and used vehicles
Fully online – from the comfort of your home

Recreational Vehicle Finance

Purchase a campervan, boat, jet ski, golf cart or any other type of recreational vehicle you can think of.
Funding options from 10k to 200k
Finance available for new and pre-loved vehicles
Terms from 1 to 7 years
Quick application process and no monthly fees

Personal Loans

Looking to tidy up your finances, buy that special something, or make some small improvements to your home? A personal loan might be an ideal option to help you finance it.
Quick and easy application
No impact on your credit score
Free expert advice
Same-day decision and funding are possible

Debt Consolidation

Combine multiple loans into an easy to manage facility with a single monthly payment
One loan and one repayment amount
Funding options up to $200k and more
Dedicated lending specialist
Funding possible in 24 hours

Don’t take our word for it! Hear it from our customers.

Sodexo
We have been working with Geared Finance for the past 4 years and always found their service attentive and prompt. Geared provides a high level of customer service and works with us to create bespoke solutions that suit our business. They are always professional, supportive, and ready to assist.
Sandra Giannakopoulos
Sandra Giannakopoulos
Sodexo
Sandra Giannakopoulos
Sodexo
Sandra Giannakopoulos
Fabulous Catering
Geared Finance has supported our business in many ways. From equipment and solar to software and vehicles, they offer solutions across the board. With competitive rates and fast service, they provide advice and experience that help our business grow. We’re proud to be a loyal client of Geared Finance.
Adam Pope
Adam Pope
Fabulous Catering
Adam Pope
Fabulous Catering
Adam Pope
Alphington Grammar School
Geared Asset Finance has financed our school’s IT equipment over the years. As a school, we need flexibility and an understanding of financial cycles, which they provide. Their support and service are reliable, and we’ve always felt confident working with them. We highly recommend them to others.
Manuel Pappos
Manuel Pappos
Alphington Grammar School
Manuel Pappos
Alphington Grammar School
Manuel Pappos
Geelong Collision Care
The team at Geared Asset Finance has been phenomenal. They handle our business finances from start to finish and are always available to help. Their long-term support has made a real difference to us. We’ve trusted them for years, and we’re sure we’ll continue to work with them well into the future.
Mark Clarke
Mark Clarke
Geelong Collision Care
Mark Clarke
Geelong Collision Care
Mark Clarke
Stomping Ground Brewing Co.
I have been working with Geared Finance for over 10 years. During this time, they have helped us with our equipment finance needs and have been a pleasure to deal with. The team is responsive, fast, and easy to work with. They go above and beyond, even liaising with suppliers to streamline the process.
Guy Greenstone
Guy Greenstone
Stomping Ground Brewing Co.
Guy Greenstone
Stomping Ground Brewing Co.
Guy Greenstone