Blogs

Here are four left-field ways in which it might be possible for small businesses to keep growing, despite the economic difficulty.

Stay ahead of the competition with industrial equipment finance. Discover the benefits and advantages for your business's growth with Geared.

Enhance your supply chain visibility with advanced technology. Gain crucial data to support informed decision-making for your small business.

In this blog, we’ll explain what cash flow funding is and discuss why it may be the loan of choice for your business.

Asset Management Technology gives SMBs an edge by reducing costs, improving operations and increasing overall efficiencies.

Monitoring these 5 key finance metrics can lead to better decisions that will ensure business longevity.

Geared has put together a guide on managing financial habits for your business in 2023. Read our article to learn our expert advice.

Safeguard your company from ransomware attacks. Discover essential tips to prevent and minimise cyber threat impact. Learn more at Geared.

Stay informed with the latest budget updates. Dive into key insights and analysis for smarter financial planning in 2023 with Geared experts.

The October Federal Budget announcement has revealed which big infrastructure projects are being prioritised throughout the country. Large transport projects create new economic hubs or clusters around small and medium-sized businesses. This stimulates more economic activity both during and following construction. A mega transport project can cost more than

Running a hospitality venue in 2026 means facing a brutal reality: utility bills are no longer a minor overhead. They are a major threat to your bottom line. For cafes, restaurants, and hotels across Australia, energy volatility has made traditional, older kitchen setups incredibly expensive to run. If you are holding onto a decade-old commercial fridge or a traditional gas cooktop because "it still works," you might think you are saving money. The truth is, that old gear is quietly draining your cash flow every single hour it remains plugged into the wall.

Operating a specialty café or espresso bar in Australia has always required balancing tight margins against high expectations. However, as we move through 2026, a new pressure point has emerged: global green bean shortages have driven coffee commodity prices to record highs. When you pair bean inflation with rising milk and utility costs, the traditional morning flat white is becoming increasingly expensive to produce.

It is a scenario every hospitality operator knows too well: it is a busy Friday night, the venue is packed, and suddenly, the main commercial coolroom or the primary combination oven stops working.

As business owners navigate the economic realities of 2026, financial strategy has taken centre stage. It is no longer enough to simply buy the equipment you need; how you finance that equipment can have a massive impact on your tax obligations, cash flow, and overall business resilience.

The hospitality industry has officially reached a tipping point. As we move through 2026, venue owners are facing a double-edged sword: consumer demand is steady, but ongoing skill shortages and rising award wages are making it incredibly difficult to stay fully staffed and profitable.

There is a modern business obsession with "raising capital." Startups and growing companies glorify the process of pitching to angel investors and venture capitalists.

Starting a business from scratch is one of the riskiest financial endeavours you can undertake. You are testing an unproven product, in an unproven market, under a brand nobody recognises. From a bank’s perspective, the risk profile is through the roof.

A few years ago, the market was volatile. Supply chains were breaking, inflation was spiking, and you needed cash immediately to keep the doors open or secure a vital shipment of stock.

Sometimes you’re "asset rich" but "cash poor." You might have $200k worth of paid-off equipment, but your bank account is thin because you’re waiting for customers to pay their invoices.

You’ve been with the same big bank for years. You’ve got your home loan there, your credit cards, and your everyday business account. But the moment you ask for a loan to buy a piece of gear-especially if it’s second-hand-they start dragging their feet.

Ottimo Coffee stands as a shining example of a business fueled by passion, dedication, and strong partnerships. The 15-year journey is not just a testament to the excellence of their coffee but also to the power of collaboration and choosing the right allies in