Blogs

2026 Tax Strategies: Navigating Asset Finance, GST, and Cash Flow in a Changing Economy

2026 Tax Strategies: Navigating Asset Finance, GST, and Cash Flow in a Changing Economy

As business owners navigate the economic realities of 2026, financial strategy has taken centre stage. It is no longer enough to simply buy the equipment you need; how you finance that equipment can have a massive impact on your tax obligations, cash flow, and overall business resilience.
Automation in Hospitality: Financing the Tech Tipping Point in 2026

Automation in Hospitality: Financing the Tech Tipping Point in 2026

The hospitality industry has officially reached a tipping point. As we move through 2026, venue owners are facing a double-edged sword: consumer demand is steady, but ongoing skill shortages and rising award wages are making it incredibly difficult to stay fully staffed and profitable.
Keep Your Equity: Why Borrowing is Often Cheaper Than Finding an Investor

Keep Your Equity: Why Borrowing is Often Cheaper Than Finding an Investor

There is a modern business obsession with "raising capital." Startups and growing companies glorify the process of pitching to angel investors and venture capitalists.
Buying a Franchise in 2026: Why Lenders Love Established Systems

Buying a Franchise in 2026: Why Lenders Love Established Systems

Starting a business from scratch is one of the riskiest financial endeavours you can undertake. You are testing an unproven product, in an unproven market, under a brand nobody recognises. From a bank’s perspective, the risk profile is through the roof.
Ditching Desperation Debt: It’s Time to Restructure Your Legacy Loans

Ditching Desperation Debt: It’s Time to Restructure Your Legacy Loans

A few years ago, the market was volatile. Supply chains were breaking, inflation was spiking, and you needed cash immediately to keep the doors open or secure a vital shipment of stock.
The "Hidden Money" in Your Workshop: How to Get Cash Without Selling Your Gear

The "Hidden Money" in Your Workshop: How to Get Cash Without Selling Your Gear

Sometimes you’re "asset rich" but "cash poor." You might have $200k worth of paid-off equipment, but your bank account is thin because you’re waiting for customers to pay their invoices.
Your Local Bank Keeps Saying "No". And How to Get a "Yes".

Your Local Bank Keeps Saying "No". And How to Get a "Yes".

You’ve been with the same big bank for years. You’ve got your home loan there, your credit cards, and your everyday business account. But the moment you ask for a loan to buy a piece of gear-especially if it’s second-hand-they start dragging their feet.
From One Ute to a Full Crew: The Smart Way to Scale Up

From One Ute to a Full Crew: The Smart Way to Scale Up

Scaling a business from a "one-man band" to a team of five is the most exciting-and scariest-time for an owner. If you do it right, your profit soars. If you do it wrong, you end up with more stress and less money.
Buying Gear: Is "Shiny and New" Always Better?

Buying Gear: Is "Shiny and New" Always Better?

We’ve all been there. You walk into a showroom or scroll through an online marketplace, and you see it: a brand-new prime mover or a high-end commercial kitchen setup. It’s tempting to go for the best gear straight off the lot, but as a business owner, you have to look past the "new car smell.
The "Exit Strategy": Why Your Finance Structure Matters When Selling Your Business

The "Exit Strategy": Why Your Finance Structure Matters When Selling Your Business

Every business owner will exit eventually. Whether you plan to sell in 2 years to a competitor, or in 10 years to your staff, the finance decisions you make today will directly impact the size of the cheque you walk away with.

Are You Eligible for the Upcoming Small Business Tax Cuts?

Discover if you qualify for the upcoming small business tax cuts. Get insights on eligibility criteria and maximise your savings at Geared.

Is Australia Different?

In September, the RBA decided to raise the cash rate by a further half percentage point (taking it to 2.35%). It was only in April that the cash rate was 0.1% so the move up has been rapid-fire. The reasons for the aggressive shift in policy are well known:

Housing Market Update: More To Go

Stay informed with the latest housing market update. Explore insights on house prices, trends, and projections with Geared.

Economic Update: We Haven’t Heard the Last of the Good News

Stay informed on the latest economic update. Discover surprising GDP growth, strong sectors, and potential risks. Get insights at Geared.

Interest Rates - What History Can Tell Us

Going into the May RBA Board meeting, economists thought the three possible scenarios were possible: no move, a 0.15 rise or a 0.4 percentage point hike. Financial Markets were fully priced for a 0.15 percentage point move. By moving by 0.25 percentage points (to 0.35%) the RBA obviously wanted

How renewable energy gives your business a competitive advantage

Gain a competitive edge with renewable energy for your business. Discover cost-saving solutions and government incentives with our experts.

National wages up from their 2020 lows

The September quarter wages data was for financial markets the most eagerly anticipated piece of economic data for the remainder of 2021. That is because the RBA made it clear that for interest rates to rise they would need to be satisfied that inflation will sustainably be 2-3%. And

Overcoming the unique challenges facing businesses this holiday season

As many businesses recommence full operations and begin preparations for the Christmas period, the impact of global supply chain disruptions means order fulfilment -the ability to meet customer demand - will require businesses to be agile and prepared for a multitude of scenarios Retailers, wholesalers and dealerships in all industries

Riding the second wave: The economic effects of Delta

The COVID news in a number of the states (and territories) over the past few weeks hasn't been good. The overseas experience suggests that at some stage we would be confronted with another virus 'wave'. Almost all countries in the OECD have been hit by at least 3

Update: Victorian Government's $3 Billion Business Survival & Adaptation Package

Get the latest update on the Victorian Government's $3 billion business survival and adaptation package to support your business. Learn more.

Mental health check in: Are we okay?

Even before the advent of COVID-19, depressive and anxiety disorders were among the principal health problems experienced worldwide, according to leading medical journal, The Lancet. But, with the arrival of the pandemic, the factors that drive poor mental health have been intensified. The state of mental

Avoiding Upfront Payments when Importing for Business

Learn how to avoid upfront payments when importing for your business. Discover smart strategies to manage costs from financing experts.

How to Select the Best Financing for Your Small Business

Explore the top four financing options available on Geared to help you make an informed decision for growing your business.

Avoid These Mistakes with Your Budget Forecasts

Explore and avoid the most common small business owner mistakes when mapping and managing your budget. Get expert financing tips with Geared.

How To Take Advantage of the ATO’s Temporary Full Expensing

Learn how to maximise tax benefits with ATO's Temporary Full Expensing incentive with Geared strategies for your business.

How To Get the Most Out of Your Tax Return

Maximise your tax return with expert tips from Geared. Discover deductions and essential information for small business owners.

How a Broker Supports Your Business

Learn how a broker can benefit your business. Discover what to do and ask when setting up a meeting with Geared Finance.

How Your Business Can Overcome Supply Chain Disruption

Just when it appeared that the ongoing global supply chain crisis couldn't get any worse, along comes China's latest attempt to chase COVID zero. The pre-existing crisis was the result of ongoing COVID workforce turmoil, plus the Black Sea cargo ship logjam, Russian airspace and train route closure, rising

How to accelerate your finance approval

Discover effective strategies to accelerate your finance approval. Get insights on navigating business financing challenges with Geared.

Add Value to Products & Services

Boost your products and services without extra costs. Discover strategies to add value and attract customers with Geared Asset Finance.

Brewing Success with Ottimo Coffee – A 15-Year Journey of Passion and Partnership

Ottimo Coffee stands as a shining example of a business fueled by passion, dedication, and strong partnerships. The 15-year journey is not just a testament to the excellence of their coffee but also to the power of collaboration and choosing the right allies in

Don’t take our word for it! Hear it from our customers.

Stomping Ground Brewing Co.
I have been working with Geared Finance for over 10 years. During this time, they have helped us with our equipment finance needs and have been a pleasure to deal with. The team is responsive, fast, and easy to work with. They go above and beyond, even liaising with suppliers to streamline the process.
Guy Greenstone
Guy Greenstone
Stomping Ground Brewing Co.
Guy Greenstone
Stomping Ground Brewing Co.
Guy Greenstone
Sodexo
We have been working with Geared Finance for the past 4 years and always found their service attentive and prompt. Geared provides a high level of customer service and works with us to create bespoke solutions that suit our business. They are always professional, supportive, and ready to assist.
Sandra Giannakopoulos
Sandra Giannakopoulos
Sodexo
Sandra Giannakopoulos
Sodexo
Sandra Giannakopoulos
Fabulous Catering
Geared Finance has supported our business in many ways. From equipment and solar to software and vehicles, they offer solutions across the board. With competitive rates and fast service, they provide advice and experience that help our business grow. We’re proud to be a loyal client of Geared Finance.
Adam Pope
Adam Pope
Fabulous Catering
Adam Pope
Fabulous Catering
Adam Pope
Alphington Grammar School
Geared Asset Finance has financed our school’s IT equipment over the years. As a school, we need flexibility and an understanding of financial cycles, which they provide. Their support and service are reliable, and we’ve always felt confident working with them. We highly recommend them to others.
Manuel Pappos
Manuel Pappos
Alphington Grammar School
Manuel Pappos
Alphington Grammar School
Manuel Pappos
Geelong Collision Care
The team at Geared Asset Finance has been phenomenal. They handle our business finances from start to finish and are always available to help. Their long-term support has made a real difference to us. We’ve trusted them for years, and we’re sure we’ll continue to work with them well into the future.
Mark Clarke
Mark Clarke
Geelong Collision Care
Mark Clarke
Geelong Collision Care
Mark Clarke