Blogs

Diving into Budget Updates

Diving into Budget Updates

Stay informed with the latest budget updates. Dive into key insights and analysis for smarter financial planning in 2023 with Geared experts.
Your Update on the Country’s Largest Infrastructure Projects

Your Update on the Country’s Largest Infrastructure Projects

The October Federal Budget announcement has revealed which big infrastructure projects are being prioritised throughout the country. Large transport projects create new economic hubs or clusters around small and medium-sized businesses. This stimulates more economic activity both during and following construction. A mega transport project can cost more than
Are You Eligible for the Upcoming Small Business Tax Cuts?

Are You Eligible for the Upcoming Small Business Tax Cuts?

Discover if you qualify for the upcoming small business tax cuts. Get insights on eligibility criteria and maximise your savings at Geared.
How to get Ready for Gen Z’s Impact on the Workplace

How to get Ready for Gen Z’s Impact on the Workplace

Prepare your workplace for Gen Z's influence. Learn how to adapt and thrive in the evolving workforce with essential strategies from Geared.
Is Australia Different?

Is Australia Different?

In September, the RBA decided to raise the cash rate by a further half percentage point (taking it to 2.35%). It was only in April that the cash rate was 0.1% so the move up has been rapid-fire. The reasons for the aggressive shift in policy are well known:
Start the New Financial Year Strong with these 4 Top Tips

Start the New Financial Year Strong with these 4 Top Tips

The end of one financial year and the beginning of another can be a frantic time for businesses, but it's worth pausing to reflect and plan. The start of a new financial year is an excellent opportunity to improve your business systems, processes, strategy and goals.Here are a few
Mental health check in: Are we okay?

Mental health check in: Are we okay?

Even before the advent of COVID-19, depressive and anxiety disorders were among the principal health problems experienced worldwide, according to leading medical journal, The Lancet. But, with the arrival of the pandemic, the factors that drive poor mental health have been intensified. The state of mental
Avoiding Upfront Payments when Importing for Business

Avoiding Upfront Payments when Importing for Business

Learn how to avoid upfront payments when importing for your business. Discover smart strategies to manage costs from financing experts.
Housing Market Update: More To Go

Housing Market Update: More To Go

Stay informed with the latest housing market update. Explore insights on house prices, trends, and projections with Geared.
How to Select the Best Financing for Your Small Business

How to Select the Best Financing for Your Small Business

Explore the top four financing options available on Geared to help you make an informed decision for growing your business.

Are You Eligible for the Upcoming Small Business Tax Cuts?

Discover if you qualify for the upcoming small business tax cuts. Get insights on eligibility criteria and maximise your savings at Geared.

Is Australia Different?

In September, the RBA decided to raise the cash rate by a further half percentage point (taking it to 2.35%). It was only in April that the cash rate was 0.1% so the move up has been rapid-fire. The reasons for the aggressive shift in policy are well known:

Housing Market Update: More To Go

Stay informed with the latest housing market update. Explore insights on house prices, trends, and projections with Geared.

Economic Update: We Haven’t Heard the Last of the Good News

Stay informed on the latest economic update. Discover surprising GDP growth, strong sectors, and potential risks. Get insights at Geared.

Interest Rates - What History Can Tell Us

Going into the May RBA Board meeting, economists thought the three possible scenarios were possible: no move, a 0.15 rise or a 0.4 percentage point hike. Financial Markets were fully priced for a 0.15 percentage point move. By moving by 0.25 percentage points (to 0.35%) the RBA obviously wanted

How renewable energy gives your business a competitive advantage

Gain a competitive edge with renewable energy for your business. Discover cost-saving solutions and government incentives with our experts.

National wages up from their 2020 lows

The September quarter wages data was for financial markets the most eagerly anticipated piece of economic data for the remainder of 2021. That is because the RBA made it clear that for interest rates to rise they would need to be satisfied that inflation will sustainably be 2-3%. And

Overcoming the unique challenges facing businesses this holiday season

As many businesses recommence full operations and begin preparations for the Christmas period, the impact of global supply chain disruptions means order fulfilment -the ability to meet customer demand - will require businesses to be agile and prepared for a multitude of scenarios Retailers, wholesalers and dealerships in all industries

Riding the second wave: The economic effects of Delta

The COVID news in a number of the states (and territories) over the past few weeks hasn't been good. The overseas experience suggests that at some stage we would be confronted with another virus 'wave'. Almost all countries in the OECD have been hit by at least 3

Update: Victorian Government's $3 Billion Business Survival & Adaptation Package

Get the latest update on the Victorian Government's $3 billion business survival and adaptation package to support your business. Learn more.

The "Exit Strategy": Why Your Finance Structure Matters When Selling Your Business

Every business owner will exit eventually. Whether you plan to sell in 2 years to a competitor, or in 10 years to your staff, the finance decisions you make today will directly impact the size of the cheque you walk away with.

Your Credit Score Isn't a Tattoo: How to Repair and Rebuild It

There is a huge stigma around "bad credit" in business. A default, a court judgment, or a missed payment feels like a permanent black mark that will stop you from ever getting finance again.

How to Turn Your Heavy Iron into Liquid Cash

Cash flow is the lifeblood of business. Sometimes, you have plenty of work, but your cash is tied up in assets. You are "Asset Rich, Cash Poor.

Why Employee Cars Might be Costing You

Do your sales reps or technicians drive their own personal cars for work? This is known as the "Grey Fleet." It seems like the cheap option—you just pay a per-km allowance and don't have to worry about buying cars.

How to Clear Tax Arrears Strategically

It happens. A slow quarter, a lost contract, or a payroll error, and suddenly you have a debt with the Australian Taxation Office (ATO).

New ABN, No Problems": Financing for Startups and New Entities

There is an old banking myth: "If you haven't been in business for 2 years, you can't get a loan.

Buying a Competitor: How to Fund a Business Acquisition

Organic growth is great, but it’s slow. Acquiring a competitor, a supplier, or a complementary business allows you to double your revenue overnight.

The Supply Chain Cash Crunch: Mastering Trade Finance

You’ve landed a massive contract with a national retailer. Congratulations! Now comes the panic. You need to manufacture or import the stock now, but your customer won’t pay you for 90 days.

Rent or Buy: The Commercial Property Dilemma in 2026

It’s the ultimate business dream: owning your own premises. No more rent inspections, no more lease renegotiations, and the freedom to fit out the space exactly how you want.

Cybersecurity & Data Protection: The Hidden Cost of Doing Business

If thieves broke into your warehouse and stole $100,000 of stock, you’d claim insurance and upgrade your locks. But what if a hacker locks your servers and demands a ransom?

Brewing Success with Ottimo Coffee – A 15-Year Journey of Passion and Partnership

Ottimo Coffee stands as a shining example of a business fueled by passion, dedication, and strong partnerships. The 15-year journey is not just a testament to the excellence of their coffee but also to the power of collaboration and choosing the right allies in

Don’t take our word for it! Hear it from our customers.

Stomping Ground Brewing Co.
I have been working with Geared Finance for over 10 years. During this time, they have helped us with our equipment finance needs and have been a pleasure to deal with. The team is responsive, fast, and easy to work with. They go above and beyond, even liaising with suppliers to streamline the process.
Guy Greenstone
Guy Greenstone
Stomping Ground Brewing Co.
Guy Greenstone
Stomping Ground Brewing Co.
Guy Greenstone
Sodexo
We have been working with Geared Finance for the past 4 years and always found their service attentive and prompt. Geared provides a high level of customer service and works with us to create bespoke solutions that suit our business. They are always professional, supportive, and ready to assist.
Sandra Giannakopoulos
Sandra Giannakopoulos
Sodexo
Sandra Giannakopoulos
Sodexo
Sandra Giannakopoulos
Fabulous Catering
Geared Finance has supported our business in many ways. From equipment and solar to software and vehicles, they offer solutions across the board. With competitive rates and fast service, they provide advice and experience that help our business grow. We’re proud to be a loyal client of Geared Finance.
Adam Pope
Adam Pope
Fabulous Catering
Adam Pope
Fabulous Catering
Adam Pope
Alphington Grammar School
Geared Asset Finance has financed our school’s IT equipment over the years. As a school, we need flexibility and an understanding of financial cycles, which they provide. Their support and service are reliable, and we’ve always felt confident working with them. We highly recommend them to others.
Manuel Pappos
Manuel Pappos
Alphington Grammar School
Manuel Pappos
Alphington Grammar School
Manuel Pappos
Geelong Collision Care
The team at Geared Asset Finance has been phenomenal. They handle our business finances from start to finish and are always available to help. Their long-term support has made a real difference to us. We’ve trusted them for years, and we’re sure we’ll continue to work with them well into the future.
Mark Clarke
Mark Clarke
Geelong Collision Care
Mark Clarke
Geelong Collision Care
Mark Clarke