Blogs

Discover if you qualify for the upcoming small business tax cuts. Get insights on eligibility criteria and maximise your savings at Geared.

In September, the RBA decided to raise the cash rate by a further half percentage point (taking it to 2.35%). It was only in April that the cash rate was 0.1% so the move up has been rapid-fire. The reasons for the aggressive shift in policy are well known:

Stay informed with the latest housing market update. Explore insights on house prices, trends, and projections with Geared.

Stay informed on the latest economic update. Discover surprising GDP growth, strong sectors, and potential risks. Get insights at Geared.

Going into the May RBA Board meeting, economists thought the three possible scenarios were possible: no move, a 0.15 rise or a 0.4 percentage point hike. Financial Markets were fully priced for a 0.15 percentage point move. By moving by 0.25 percentage points (to 0.35%) the RBA obviously wanted

Gain a competitive edge with renewable energy for your business. Discover cost-saving solutions and government incentives with our experts.

The September quarter wages data was for financial markets the most eagerly anticipated piece of economic data for the remainder of 2021. That is because the RBA made it clear that for interest rates to rise they would need to be satisfied that inflation will sustainably be 2-3%. And

As many businesses recommence full operations and begin preparations for the Christmas period, the impact of global supply chain disruptions means order fulfilment -the ability to meet customer demand - will require businesses to be agile and prepared for a multitude of scenarios Retailers, wholesalers and dealerships in all industries

The COVID news in a number of the states (and territories) over the past few weeks hasn't been good. The overseas experience suggests that at some stage we would be confronted with another virus 'wave'. Almost all countries in the OECD have been hit by at least 3

Get the latest update on the Victorian Government's $3 billion business survival and adaptation package to support your business. Learn more.

Every business owner will exit eventually. Whether you plan to sell in 2 years to a competitor, or in 10 years to your staff, the finance decisions you make today will directly impact the size of the cheque you walk away with.

There is a huge stigma around "bad credit" in business. A default, a court judgment, or a missed payment feels like a permanent black mark that will stop you from ever getting finance again.

Cash flow is the lifeblood of business. Sometimes, you have plenty of work, but your cash is tied up in assets. You are "Asset Rich, Cash Poor.

Do your sales reps or technicians drive their own personal cars for work? This is known as the "Grey Fleet." It seems like the cheap option—you just pay a per-km allowance and don't have to worry about buying cars.

It happens. A slow quarter, a lost contract, or a payroll error, and suddenly you have a debt with the Australian Taxation Office (ATO).

There is an old banking myth: "If you haven't been in business for 2 years, you can't get a loan.

Organic growth is great, but it’s slow. Acquiring a competitor, a supplier, or a complementary business allows you to double your revenue overnight.

You’ve landed a massive contract with a national retailer. Congratulations! Now comes the panic. You need to manufacture or import the stock now, but your customer won’t pay you for 90 days.

It’s the ultimate business dream: owning your own premises. No more rent inspections, no more lease renegotiations, and the freedom to fit out the space exactly how you want.

If thieves broke into your warehouse and stole $100,000 of stock, you’d claim insurance and upgrade your locks. But what if a hacker locks your servers and demands a ransom?

Ottimo Coffee stands as a shining example of a business fueled by passion, dedication, and strong partnerships. The 15-year journey is not just a testament to the excellence of their coffee but also to the power of collaboration and choosing the right allies in