You have a lot on your plate. We have financing to help.

We specialise in simple, hassle-free business loans & equipment finance to help your business thrive. Whether you need quick access to capital or tailored equipment finance.
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In short, Geared helps businesses grow.

Geared Finance has over 20 years of experience catering to the needs of businesses across Australia. No matter what industry you are in, we have finance solutions to ensure your vision becomes a reality
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Hospitality & Catering
Hospitality & Catering
Geared has specialised in providing some of the most innovative funding solutions for businesses in the hospitality industry including every type of outlet.
Manufacturing & Commercial
Manufacturing & Commercial
Manufacturing companies specialise in many different sectors, but they have one thing in common – they need to acquire or upgrade expensive machinery.
IT & Technology
IT & Technology
Technology leasing can help you keep current with technology, so you can drive business innovation while managing costs and not sacrificing cash flow.
Construction & Machinery
Construction & Machinery
Construction is a crucial part of the Australian economy. Geared can help you build for the future and ensure you are properly equipped with the earth moving machineries.
Medical & Healthcare
Medical & Healthcare
Accessing the latest medical facilities for your healthcare practice or hospital can often be a challenge. Geared Finance can help you in healthcare businesses.
Transport & Vehicles
Transport & Vehicles
Whether you are looking to lease or purchase a business or personal vehicle, we can find a quick and painless finance solution for you.

Your Finance Needs

AU$
years
Calculator
Your estimated repayment
$48
per fortnight*
* Quotes are an indication of the payment and may change based on credit assessment and lending criteria.
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Why you should choose Geared Finance?

‍
About Asset Finance & how can it help your business?
Asset finance can help your business to buy assets without the upfront costs associated with large purchases.Typically, business owners want to grow their business to take advantage of immediate opportunities and buy assets such as equipment, plant.
No Financials Required
We understand small businesses. That’s why we offer funding options without the need to submit detailed financial statements, making the process quicker and easier.
Competitive Interest Rates
Get access to market-leading interest rates that help keep your repayments affordable and your cash flow healthy.
No deposit or bonds
You can secure funding without paying anything upfront. That means you can get the assets you need without impacting your working capital
No penalty on early payouts
Want to repay your loan early? No problem. Enjoy the flexibility to settle your finance plan ahead of schedule without any extra charges.
Approval within 24 hours
We move fast so you can too. Most applications are reviewed and approved within just 24 hours, helping you seize new opportunities without delay.
No payments at end of term
There are no hidden costs or balloon payments waiting at the end. What you agree on is what you pay—clear, simple, and transparent.

How it works

Apply Online

Complete our simple online application
Apply Now
Request a Callback

Get Approved

Finalise your equipment list and sign the loan agreement

Payment Confirmation

We pay your suppliers so you focus on your main business.

Don’t take our word for it! Hear it from our customers.

Sodexo
We have been working with Geared Finance for the past 4 years and always found their service attentive and prompt. Geared provides a high level of customer service and works with us to create bespoke solutions that suit our business. They are always professional, supportive, and ready to assist.
Sandra Giannakopoulos
Sandra Giannakopoulos
•
Sodexo
Sandra Giannakopoulos
•
Sodexo
Sandra Giannakopoulos
Otimo Coffee
Larnce
Larnce
•
Otimo Coffee
Larnce
•
Otimo Coffee
Larnce
Fabulous Catering
Geared Finance has supported our business in many ways. From equipment and solar to software and vehicles, they offer solutions across the board. With competitive rates and fast service, they provide advice and experience that help our business grow. We’re proud to be a loyal client of Geared Finance.
Adam Pope
Adam Pope
•
Fabulous Catering
Adam Pope
•
Fabulous Catering
Adam Pope
Alphington Grammar School
Geared Asset Finance has financed our school’s IT equipment over the years. As a school, we need flexibility and an understanding of financial cycles, which they provide. Their support and service are reliable, and we’ve always felt confident working with them. We highly recommend them to others.
Manuel Pappos
Manuel Pappos
•
Alphington Grammar School
Manuel Pappos
•
Alphington Grammar School
Manuel Pappos
Geelong Collision Care
The team at Geared Asset Finance has been phenomenal. They handle our business finances from start to finish and are always available to help. Their long-term support has made a real difference to us. We’ve trusted them for years, and we’re sure we’ll continue to work with them well into the future.
Mark Clarke
Mark Clarke
•
Geelong Collision Care
Mark Clarke
•
Geelong Collision Care
Mark Clarke
Stomping Ground Brewing Co.
I have been working with Geared Finance for over 10 years. During this time, they have helped us with our equipment finance needs and have been a pleasure to deal with. The team is responsive, fast, and easy to work with. They go above and beyond, even liaising with suppliers to streamline the process.
Guy Greenstone
Guy Greenstone
•
Stomping Ground Brewing Co.
Guy Greenstone
•
Stomping Ground Brewing Co.
Guy Greenstone

Want to know more?

Our team of experts have in-depth knowledge of the industry and will help you find a tailor-made finance solution designed to fit the needs of your business. Whatever your industry, let us help grow your business today!

Ready to apply?

You can make an application for finance with us that does not commit you to proceed with a facility in any way. This is a no-obligation assessment with a view of reaching a potential pre-approval that you are then free to choose to use should you wish.

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